PropertyLens Releases AI-Powered Property Analysis API to Deliver Structured Property, Safety, Roof, and Systems Grades via a Single Endpoint

PropertyLens is expanding its property intelligence APIs with a new AI-powered endpoint offering four separate categories of analysis: PropertyScore, SafePlaceScore, RoofScore and Systems Ages. Each endpoint returns structured letter grades (A-F), numeric scores, ratings, and plain-language descriptions to ease property decision making, both for one-off reports and large batches.

What is included:

Property scoring across comprehensive categories. PropertyScore provides a credit score scale, rating a property across six categories: systems health, repair ratio, property details, financials, market information, and property history and returns a composite overall grade for that property.

• Systems health compares the ages of systems such as HVAC, plumbing fixtures, roof, and electrical to their predicted lifespans to determine what may need to be repaired soon.
• Repair ratio compares the estimated cost of repairs and replacements in the next two years, based on systems health, to the value of the property. Property details scoring reflects amenities, size, and layout of the property.
• Financial scoring considers the risks of tax and insurance rate increases.
• Market information compares the current market value of a property to its listing price as well as ownership turnover history.
• The property history section looks at permitting and damage history for the property. Each category carries its own score, rating, and description.

For underwriting, portfolio risk ranking, and renewal pricing, this gives teams a single structured signal instead of assembling it from five different sources.

Understand property safety at a glance. SafePlaceScore grades based on flood, fire, environmental hazards, pollution, and neighborhood risk.

• Flood scoring includes FEMA zone classification data as well as river and coastal exposure.
• Fire scoring factors include wildfire risk and fire protection response times.
• Environmental hazards scoring is based on risk or susceptibility to major hazards such as hurricane or earthquake.
• Pollution considers the proximity to toxic hazards and soil conditions.
• Neighborhood scoring incorporates crime rates, sex offender proximity, and emergency response times.

Each dimension returns its own grade and description, so downstream systems can act on the specific risk type that matters to them.

Roof condition and exposure. RoofScore is a lightweight alternative to a full roof report for situations where imagery-based analysis is not required for every property. It evaluates condition and weather exposure risk from property age, material type, permit history, and regional damage patterns, returning independent grades for each. Useful for pre-inspection prioritization and portfolio screening.

Estimated ages and repair risk grades for major home systems. System Ages cross-references property data, aerial imagery, and permit history against regional lifespan benchmarks by system type. Coverage includes HVAC, electrical, water heater, pipes, plumbing, driveway, sewer line, foundation, roof, and termite risk. Each system returns an age estimate, expected lifespan range, repair risk grade, data source, and update history, giving underwriters, property managers, and investors a capital planning view that goes beyond the roof.

The Property Analysis API gives customers structured, decision-ready grades in a single call — consistent letter grades, numeric scores, and plain-language descriptions they can route directly into pricing models, workflows, and reports. For existing PropertyLens customers, it layers on top of current integrations with no additional setup.